wire mesh fence-China should strengthen credit risk management
In wire mesh fence the rapid development of credit, we should also see clearly that the existing problems and risks, such as credit risk, fraud risk and operational risk, etc. Especially for unsecured credit card loans financial products, although loan based on consumption and basic for small, but the client group, audit procedures for customers in the bank is simple, information collection and selection of information asymmetry of information, customer changes in income or malicious defaults would cause fence major credit risk. Objectively, the recession of unemployment caused by credit card or pay cash, plus business, causing overdue payments number increase greatly. From the view of the development of the credit card business, although had 20 years of growth, but overall, the risks of consciousness and experience are far cannot meet the requirements. Especially simply pursuit of operations started to credit risk model. 2008 Chinas credit card in 1%, so probably expected at fencing the end of 2009 could rise to 3-4%. Credit card business risk is gradually expanding. For all kinds of credit risk identification, analysis and monitoring and effective management becomes necessary. Especially in current China also faces rising unemployment, consumption level, increase the credit overdraw consumption situation, more should pay attention to guard against risks.Government agencies 20 yuan per ton of subsidies, encourage takeover. At the same time, in order to guide peasants, hefei, this wire also strengthened the government subsidies for the new rural directly. One is the takeover bid units per ton, on the basis of the town 50 yuan/ton additional subsidies, Two is to pick his home for fuel or decay of returning 20 yuan RMB,, Three is to the villages made every piled up some allowance 400 yuan, 4 5 yuan/mu is according to the standard, to the village as a working funds. A preferential mesh policy, why peasants still choose to burn rape stem? "Among the many difficulties, such as family, hard labor organization acquisition work out." Buy-out firms, a worker said, because of the limited manpower, some farmers will choose to wait takeover will leave a straw burning.Among them, the outstanding achievements made by the sub-project of poverty are: foreign center "rural community development mode of operation funds research and experiment, the execution of jiangxi sub-project of jiangxi wire mesh fence province rural ltd.," social security disadvantaged by hebei province, "sub-menu ltd., and the hengshui lake ac execution" the hengshui lake wetland sustainable development strategy planning and sustainable utilization of natural resources, the demonstration "sub-menu ltd., hainan province and execution of land resource bureau of environment in mountainous central hainan" sustainable utilization of land resources, and by "demonstration sub-project of land and resources implementation of rural collective construction land management" policy of using "sub-menu.
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